Effective date: August 20, 2026 · Kixlogic LLC
LilyFi is an envelope-budgeting tool with a voice coach. You tell it what you spent; it keeps the arithmetic honest and talks it through with you.
LilyFi is not a bank, not a financial adviser, not an investment service, and not a substitute for professional financial, tax, or legal advice. Lily will decline to give investment, credit, insurance, tax, or debt advice — that refusal is a designed safety boundary, not a bug. Decisions you make with your money are yours.
LilyFi has no connection to your accounts. Balances reflect only what you entered.
LilyFi Plus is an auto-renewing subscription ($4.99/month or $39.99/year in the US; local pricing may vary) with a 7-day free trial for new subscribers. Payment is charged to your Apple ID at the end of the trial and on each renewal. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel in device Settings → Apple ID → Subscriptions. The free plan is not time-limited.
Voice coaching is subject to a fair-use allowance (currently 500 cloud coach turns per month) to keep the service sustainable. Outside the allowance, LilyFi's offline capture keeps working.
Do not attempt to abuse, overload, or resell the coach service.
LilyFi is provided "as is". To the maximum extent permitted by law, Kixlogic LLC disclaims all warranties and is not liable for indirect or consequential damages, or for financial outcomes of decisions made using the app. Our total liability is limited to the amount you paid for the service in the 12 months before a claim.
We may update these terms; the current version ships inside the app and on this page. Continued use after a change is acceptance.
Kixlogic LLC — [email protected]